Powered by machine learning, our multi-tiered enrichment engine automates the data preparation process for banks and adds merchant-level context to billions of raw transactions in minutes.
Reduce chargeback costs by giving customers instant clarity on their transactions.
Dramatically improve the user experience with better digital services.
Increase retention with money management tools your customers will love.
Generate more revenue with precision targeting and personalised offers.
The most comprehensive bilingual Hong Kong merchant database in the world, covering even small local vendors.
Our machine learning models have been pre-trained on millions of transactions from all major banks.
The gini app is trusted by more than 65,000 users and is recognised as one of the top personal finance apps in Asia.