With gini’s enrichment engine taking care of data preparation for you, you can achieve significant labour and operating cost savings — while improving the accuracy of your risk models.
Before data can be analysed, it must be cleaned and structured — which is often a long and arduous process for banks.
gini’s enrichment engine automates the data preparation process and delivers enriched data in real time, freeing up your analytics teams to focus on higher level tasks such as developing algorithms and extracting deeper insights for better decision making.
Credit approval teams often have to work with incomplete or inaccurate information from credit reports while calculating debt service ratios manually, resulting in expensive misjudgements.
Equip your teams with the enriched data they need to gain a more holistic, accurate view of every customer’s repayment ability, so they can make faster, better lending decisions.